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Spandana Sphoorty
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Fusion Finance
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CreditAccess Grameen
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Operational Metrics
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Banks
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Net Interest Margin
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9.9 % | 11.32 % | 14.2 % |
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Yield On Advances
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22.8 % | 21.6 % | n/a |
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NBFC
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Cost To Income Ratio
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80.5 % | 68.9 % | 30.4 % |
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Cost of Borrowing
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13.2 % | 10.3 % | 9.2 % |
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AUM - NBFC
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4420.0 Crs | 7038.0 Crs | 29590.0 Crs |
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Capital to Risks Assets Ratio (CRAR)
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35.9 % | 38.8 % | 24.4 % |
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Gross NPA
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3.33 % | n/a | 3.17 % |
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Net NPA
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0.64 % | n/a | 1.12 % |
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Financials
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5 yr Average ROE
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4.33 % | 7.91 % | 11.59 % |
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5yr average Equity Multiplier
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2.99 | 4.63 | 4.33 |
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5yr Average Asset Turnover Ratio
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0.2 | 0.2 | 0.17 |
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5yr Avg Net Profit Margin
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-1.54 % | -0.35 % | 15.77 % |
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Price to Book
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1.11 | 1.76 | 2.72 |
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P/E
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0.0 | 0.0 | 27.48 |
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5yr Avg Cash Conversion Cycle
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0.0 | 1.38 Days | 0.0 |
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Inventory Days
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0.07 Days | 0.0 | 0.0 |
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Days Receivable
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0.0 | 1.38 Days | 0.0 |
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Days Payable
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1080.91 Days | 0.0 | 23.77 Days |
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5yr Average Interest Coverage Ratio
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0.99 | 1.1 | 1.61 |
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5yr Avg ROCE
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6.93 % | 8.94 % | 11.98 % |
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5yr Avg Operating Profit Margin
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25.08 % | 39.71 % | 57.58 % |
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5 yr average Debt to Equity
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1.97 | 3.55 | 3.1 |
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5yr CAGR Net Profit
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n/a | n/a | 31.72 % |
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5yr Average Return on Assets
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-1.26 % | -1.04 % | 2.63 % |
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Shareholdings
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Promoter Holding
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48.16 % | 54.18 % | 66.24 % |
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Share Pledged by Promoters
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0.0 | 2.85 % | 0.0 |
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Change in Promoter Holding (3 Yrs)
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-14.84 % | -14.0 % | -7.44 % |
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Change in Mutual Fund Holding (3 Yrs)
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-0.1 % | -0.56 % | -0.25 % |
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Spandana Sphoorty
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Fusion Finance
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CreditAccess Grameen
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Product Wise Break-Up
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Product Wise Break-Up
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-
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Product Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Location Wise Break-Up
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Customer Segment
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Customer Segment
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Customer Segment
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-
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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Borrowings Break-Up
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AUM Break-Up - NBFC
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AUM Break-Up - NBFC
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-
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AUM Break-Up - NBFC
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