PB Fintech Ltd. benchmarking: Performance to industry peers

Financial

	PB Fintech	One97 Communications	Eternal
Operational Metrics
Retail
Registered Consumers	132.1 Mn	n/a	n/a
Transacting Consumers - Quarterly	24.6 Mn	n/a	n/a
Policies Sold - Quarterly	62.9 Mn	n/a	n/a
New Business Premium - Quarterly	7965.0 Crs	n/a	n/a
Premium From Renewals	1958.4 Crs	n/a	n/a
Financials
5 yr Average ROE	1.33 %	0.0	0.69 %
5yr average Equity Multiplier	1.15	1.38	1.11
5yr Average Asset Turnover Ratio	0.44	0.38	0.38
5yr Avg Net Profit Margin	-17.08 %	-30.94 %	-15.56 %
Price to Book	10.36	4.48	7.41
P/E	113.03	129.91	627.27
5yr Avg Cash Conversion Cycle	59.9 Days	77.96 Days	-52.35 Days
Inventory Days	0.0	0.0	2.44 Days
Days Receivable	59.9 Days	77.96 Days	24.7 Days
Days Payable	8.28 Days	21.72 Days	222.85 Days
5yr Average Interest Coverage Ratio	-15.21	-52.25	-37.91
5yr Avg ROCE	-4.34 %	-13.97 %	-3.08 %
5yr Avg Operating Profit Margin	-22.14 %	-32.89 %	-16.64 %
5 yr average Debt to Equity	0.0	0.02	0.0
5yr CAGR Net Profit	n/a	-17.23 %	n/a
5yr Average Return on Assets	-4.52 %	-10.48 %	-3.57 %
Shareholdings
Promoter Holding	0.0	0.0	0.0
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	0.0	0.0
Change in Mutual Fund Holding (3 Yrs)	18.6 %	13.89 %	22.51 %

Business

	PB Fintech	One97 Communications	Eternal
Product Wise Break-Up	Product Wise Break-Up Insurance Commission 85.96 Financial Products Commission 10.8 Consulting 1.0 Outsourcing Services 0.39 Rewards 0 Marketing Services 0 Payment & Financial Services 0 Quick Commerce-Blinkit 0 Hyperpure 0 Zomato Pro 0 Dine Out Advertising 0 Delivery Revenue 0 Others 1.85	Product Wise Break-Up Consulting 0 Payment Processing 85.25 Hyperpure 0 Marketing Services 11.06 Dine Out Advertising 0 Rewards 0 Outsourcing Services 0 Quick Commerce-Blinkit 0 Insurance Commission 0 Financial Products Commission 0 Delivery Revenue 0 Zomato Pro 0 Others 3.69	Product Wise Break-Up Consulting 0 Payment & Financial Services 0 Hyperpure 5.66 Marketing Services 0 Advertising 1.6 Rewards 0 Outsourcing Services 0 Quick Commerce-Blinkit 76.52 Insurance Commission 0 Financial Products Commission 0 Delivery Revenue 15.83 Zomato Pro 0 Others 0.39
Segment Break-Up	Segment Break-Up Insurance Web Aggregator 88.84 Revenue from sale of traded goods 0 Royalty Income 0 Revenue From Services 0 Others 11.16	-	Segment Break-Up Traded Goods 30.53 Insurance Web Aggregator 0 Services 69.47 Royalty Income 0
Location Wise Break-Up	Location Wise Break-Up India 100.0 UAE 0	Location Wise Break-Up UAE 0 India 100.0	Location Wise Break-Up UAE 3.22 India 95.83 Others 0.95
Distribution Channel	Distribution Channel Direct 0 Others 100	-	-
Operating Profit Break-Up	Operating Profit Break-Up Insurance Web Aggregator Services 100.0 Quick Commerce Business 0 HYPERPURE 0 DELIVERY REVENUE 0	-	Operating Profit Break-Up DELIVERY REVENUE 66.38 HYPERPURE 1.57 Insurance Web Aggregator Services 0 Quick Commerce Business 0 Others 32.05
Premium Break-Up	Premium Break-Up Motor 53.0 Health 42.0 Term 5.0	-	-
Asset Break-Up - Segment Wise	Asset Break-Up - Segment Wise Others 100	-	-

PB Fintech Ltd.

PB Fintech Ltd.

Financial

Business

SIGN UP FOR FREE