Manba Finance Ltd. benchmarking: Performance to industry peers

Financial

	Manba Finance	NBI Indl. Finance	The Investment Trust
Operational Metrics
Banks
Gross NPA	3.38 %	n/a	n/a
Net NPA	2.57 %	n/a	n/a
NBFC
Tier I Capital	25.17 %	n/a	n/a
AUM - NBFC	1630.8 Crs	n/a	n/a
Capital to Risks Assets Ratio (CRAR)	25.17 %	n/a	n/a
Yield On Advances	23.9 %	n/a	n/a
Financials
5 yr Average ROE	12.53 %	7.62 %	2.68 %
5yr average Equity Multiplier	4.48	1.03	1.82
5yr Average Asset Turnover Ratio	0.19	0.08	0.28
5yr Avg Net Profit Margin	15.05 %	76.59 %	5.5 %
5yr Avg Net Profit Margin	15.05 %	76.59 %	5.5 %
5yr CAGR Net Profit	42.96 %	17.11 %	23.06 %
5yr CAGR Sales	39.75 %	23.15 %	1.47 %
5 yr CAGR PPOP	n/a	n/a	n/a
Price to Book	1.54	0.18	0.8
P/E	14.15	28.39	19.75
Shareholdings
Promoter Holding	74.98 %	74.17 %	72.12 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	0.0	-0.17 %	0.0
Change in Mutual Fund Holding (3 Yrs)	0.0	0.0	0.0

Business

	Manba Finance	NBI Indl. Finance	The Investment Trust
Product Wise Break-Up	Product Wise Break-Up Two Wheeler 89.57 Personal Loan 0.71 Three Wheeler 0.61 Used Two Wheeler 0.38 Small Business Loan 0.19 Used Car Loan 0.02 Net gain/loss on sale of investments 0 Net gain on fair value changes 0 Interest Income 0 0 Asset management 0 Financing activities 0 Reinsurance Business 0 Trading Activities 0 Investment and Advisory services 0 Broking and related Services 0 Others 8.52	Product Wise Break-Up Net gain/loss on sale of investments 0 Interest Income 0.2 Two Wheeler 0 Reinsurance Business 0 Investment and Advisory services 0 Used Car Loan 0 Three Wheeler 0 Small Business Loan 0 Used Two Wheeler 0 Dividend 90.07 Financing activities 0 Net gain on fair value changes 9.74 Trading Activities 0 Broking and related Services 0 Personal Loan 0 Asset management 0	Product Wise Break-Up Net gain/loss on sale of investments 0 Interest Income 0 Two Wheeler 0 Reinsurance Business 0 Financial Services 21.78 Used Car Loan 0 Three Wheeler 0 Small Business Loan 0 Used Two Wheeler 0 0 Financing activities 29.38 Net gain on fair value changes 0 Trading Activities 0 Broking 38.72 Personal Loan 0 Asset management 10.12
Location Wise Break-Up	Location Wise Break-Up Maharashtra 69.4 Gujarat 24.03 Rajasthan 3.58 Chhattisgarh 2.84 Madhya Pradesh 0.15 India 0	-	Location Wise Break-Up Gujarat 0 India 100.0 Madhya Pradesh 0 Chhattisgarh 0 Maharashtra 0 Rajasthan 0
Borrowings Break-Up	Borrowings Break-Up NBFCs and Financial Institutions 33.19 Non-Convertible Debentures 21.57 Banks 21.43 PTC 17.25 Working Capital Demand Loan 5.76 Commercial Papers 0 Others 0.8	-	-
AUM Break-Up	AUM Break-Up New Vehicle Loans 97.9 Personal Loans 0.78 Small Business Loan 0.75 Used Vehicle Loans 0.3 Others 0.27	-	-
NPA Break-Up	NPA Break-Up Two wheeler 87.21 Top-up loans 11.06 Used Two Wheeler 1.64 Three Wheeler 0.09 Small business loan 0 Personal Loans 0 Used Car 0	-	-

Manba Finance Ltd.

Manba Finance Ltd.

Financial

Business

SIGN UP FOR FREE