HDFC Life Insurance Company Ltd. benchmarking: Performance to industry peers

Financial

	HDFC Life Insurance	SBI Life Insuran	Life Insurance Corp
Operational Metrics
Life Insurance
Embedded Value	62139.0 Crs	80130.0 Crs	813230.0 Crs
Value Of New Business Margin (VNB)	24.2 %	27.2 %	16.2 %
Management Expense Ratio - Life Insurance	24.1 %	11.56 %	12.03 %
61 Month Persistency Ratio	62.4 %	55.44 %	55.12 %
13 Month Persistency Ratio	79.5 %	82.62 %	68.19 %
Commission Ratio - Life Insurance	12.1 %	5.29 %	4.56 %
AUM - Life Insurance	375198.0 Crs	511710.0 Crs	5722896.0 Crs
New Business Performance - Life Insurance	5612.59 Crs	4894.88 Crs	43310.24 Crs
Claim Settlement Ratio	99.8 %	99.4 %	97.25 %
Financials
5 yr Average ROE	0.0	0.0	0.0
5yr average Equity Multiplier	n/a	n/a	n/a
5yr Average Asset Turnover Ratio	n/a	n/a	n/a
5yr Avg Net Profit Margin	n/a	n/a	n/a
P/E	67.87	74.52	9.87
5yr CAGR Net Profit	5.88 %	10.64 %	74.64 %
Shareholdings
Promoter Holding	50.21 %	55.33 %	96.5 %
Share Pledged by Promoters	0.0	0.0	0.0
Change in Promoter Holding (3 Yrs)	-0.1 %	-0.12 %	0.0
Change in Mutual Fund Holding (3 Yrs)	10.45 %	4.18 %	0.5 %

Business

	HDFC Life Insurance	SBI Life Insuran	Life Insurance Corp
Segment Break-Up	Segment Break-Up Non Participating Funds 47.57 Unit Linked Funds 31.16 Participating Funds 20.92 Reinsurance 0.35	-	-
Location Wise Break-Up	Location Wise Break-Up Domestic 100.0 India 0	Location Wise Break-Up India 100.0 Domestic 0	Location Wise Break-Up India 100.0 Domestic 0
Distribution Channel	Distribution Channel Bancassurance 50.0 Group Savings 22.0 Agency 17.0 Broker 11.0 Web Aggregators 0 Direct Business 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Individual Agents 0	Distribution Channel Individual Agents 0 Broker 0 Bancassurance 50.0 Web Aggregators 0 Direct Business 0 Group Savings 0 Corporate Agents - Others 0 Corporate Agents - Banks 0 Agency 20.0 Others 30.0	Distribution Channel Individual Agents 93.8 Broker 0 Bancassurance 0 Web Aggregators 0.76 Direct Business 2.2 Group Savings 0 Corporate Agents - Others 0.12 Corporate Agents - Banks 3.12 Agency 0
Investment Break-Up	Investment Break-Up Government securities 53.06 Investments in Infrastructure and Social Sector 12.77 Equity 7.92 Debenture 6.31 CBLO/Repo Investments 2.51 Other than Approved Investments 1.65 Investment Property 0.49 Deep Discount Bonds 0.36 Fixed Deposits 0.32 Mutual Fund 0.15 Infrastructure Investment Fund 0 Other Approved Securities 0 0 0 Other than Approved Securities 0 Investments In Infrastructure 0 Other Investments 0 Government Securities & Treasury Bills 0 Others 14.46	Investment Break-Up CBLO/Repo Investments 0 Investments in Infrastructure and Social Sector 13.33 Other than Approved Securities 0 Other Approved Securities 39.09 Mutual Fund 0 Fixed Deposits 0 0 Investment Property 0 Investments In Infrastructure 0 Deep Discount Bonds 0 Other Investments 0 Government Securities & Treasury Bills 0 Government securities 47.58 Equity 0 Other than Approved Investments 0 Debenture 0 Infrastructure Investment Fund 0 Government securities 0	Investment Break-Up CBLO/Repo Investments 0 0 Other than Approved Securities 7.76 Other Approved Securities 0.12 Mutual Fund 0 Fixed Deposits 0 0 Investment Property 0 Investments In Infrastructure 30.51 Deep Discount Bonds 0 Other Investments 0.94 Government Securities & Treasury Bills 60.67 0 Equity 0 Other than Approved Investments 0 Debenture 0 Infrastructure Investment Fund 0 Government securities 0
Premium Break-Up - Life Insurance	Premium Break-Up - Life Insurance Protection 29.0 Unit linked(UL) 19.0 Group Savings 18.0 Annuity 16.0 Participating 11.0 Non-Participating 7.0 Term 0 Unit Linked 0 Non Participating 0	Premium Break-Up - Life Insurance Protection 0 Unit Linked 59.73 Non-Participating 0 Annuity 0 Unit linked(UL) 0 Participating 7.41 Group Savings 0 Term 0 Non participating 32.86	-

HDFC Life Insurance Company Ltd.

HDFC Life Insurance Company Ltd.

Financial

Business

SIGN UP FOR FREE